About Harbor Defiance Mental Health Assessment and Therapy Counseling

This is a sliding scale approved program

- Case Management
- Mental Health Assessment and Counseling
- Summer Youth Services
- Telehealth
- Trauma Informed Care
- Vocational Rehabilitation and Career Services

We accept Medicaid, most insurances and private pay. Lucas and Wood County residents may be eligible for financial assistance through the Lucas or Wood County Board Subsidies. For more information, please call us at 419-475-4449.

If you will be using your Employee Assistance Program (EAP), we will not need any insurance information from you. We will simply ask you for your employer so we can verify it against the list of companies participating in the program. Your employer will NOT know that you visited us unless you choose to tell them or if your visit is a mandatory referral (a condition of your continued employment with the company).

Sliding Scale

Harbor Defiance Mental Health Assessment and Therapy Counseling operates under a sliding fee scale payment model. What this means to you is that Harbor Defiance Mental Health Assessment and Therapy Counseling provides their services even to patients who cannot afford care (such as low-income or who people who need to self-pay). Patients will pay according to their income. Be prepared to provide information on your household income.

2024 Federal Sliding Fee Schedule based on Annual Income

Medicare

Harbor Defiance Mental Health Assessment and Therapy Counseling accepts Medicare, a federal health insurance program for people age 65 and older and people with disabilities.

Medicare covers a wide range of mental health services.

Medicare Part A (Hospital Insurance) covers inpatient mental health care services you get in a hospital. Part A covers your room, meals, nursing care, and other related services and supplies.

Medicare Part B (Medical Insurance) helps cover mental health services that you would generally get outside of a hospital, including visits with a psychiatrist or other doctor, visits with a clinical psychologist or clinical social worker, and lab tests ordered by your doctor.

Medicare Part D (Prescription Drug ) helps cover drugs you may need to treat a mental health condition. Each Part D plan has its own list of covered drugs, known as formulary. Learn more about which plans cover various drugs.

If you get your Medicare benefits through a Medicare Advantage Plan (like an HMO or PPO) or other Medicare health plan, check your plan’s membership materials or call the plan for details about how to get your mental health benefits.

Medicaid

All state Medicaid programs provide some mental health services. Harbor Defiance Mental Health Assessment and Therapy Counseling accepts Medicaid, a joint federal and state program that helps with medical costs for some people with low incomes and limited resources. Medicaid programs vary from state to state.

Affordable Care Act (Obamacare) Insurance Coverage For Mental Health

Obamacare purchased from the Health Care Marketplaces covers Mental Health Care and Substance Use Disorder Treatment. Under the Health Care Law there are 10 categories of benefits. Mental Health Care and Substance Abuse Treatment are two of the 10.

If you have Affordable Care Act Coverage you will have mental health care coverage.