Sliding Scale

River Valley Counseling Center operates under a sliding fee scale payment model. What this means to you is that River Valley Counseling Center provides their services even to patients who cannot afford care (such as low-income or who people who need to self-pay). Patients will pay according to their income. Be prepared to provide information on your household income.

2024 Federal Sliding Fee Schedule based on Annual Income

Community Services Block Grant

The US Department of Health and Human Services offers funds in the form of Community Services Block Grants to all states. The purpose of these funds is to reduce poverty by helping low-income individuals and families find work, access education, obtain housing, and improve their health. River Valley Counseling Center is a recipient of this grant. You may qualify for assistance provided you meet low-income eligibility requirements but you must apply by contacting the following office:

Medicare

River Valley Counseling Center accepts Medicare, a federal health insurance program for people age 65 and older and people with disabilities.

Medicare covers a wide range of mental health services.

Medicare Part A (Hospital Insurance) covers inpatient mental health care services you get in a hospital. Part A covers your room, meals, nursing care, and other related services and supplies.

Medicare Part B (Medical Insurance) helps cover mental health services that you would generally get outside of a hospital, including visits with a psychiatrist or other doctor, visits with a clinical psychologist or clinical social worker, and lab tests ordered by your doctor.

Medicare Part D (Prescription Drug ) helps cover drugs you may need to treat a mental health condition. Each Part D plan has its own list of covered drugs, known as formulary. Learn more about which plans cover various drugs.

If you get your Medicare benefits through a Medicare Advantage Plan (like an HMO or PPO) or other Medicare health plan, check your plan’s membership materials or call the plan for details about how to get your mental health benefits.

Medicaid

All state Medicaid programs provide some mental health services. River Valley Counseling Center accepts Medicaid, a joint federal and state program that helps with medical costs for some people with low incomes and limited resources. Medicaid programs vary from state to state.

Other State funds

River Valley Counseling Center recieves funding from the state of Massachusetts other than traditional funding like Medicare, Medicaid, or Community Services Block grants. This means that it likely that these subsidies will translate to affordable or free mental health services to you. Call River Valley Counseling Center to find out.

State-financed health insurance plan other than Medicaid

River Valley Counseling Center receives State-financed health insurance plan other than Medicaid

State mental health agency (or equivalent) funds

River Valley Counseling Center Funds designed to finance the cost of treatment for mental health conditions.

Affordable Care Act (Obamacare) Insurance Coverage For Mental Health

Obamacare purchased from the Health Care Marketplaces covers Mental Health Care and Substance Use Disorder Treatment. Under the Health Care Law there are 10 categories of benefits. Mental Health Care and Substance Abuse Treatment are two of the 10.

If you have Affordable Care Act Coverage you will have mental health care coverage.